How do I download apps on iPhone without needing payment verification?

I’m trying to download free apps on my iPhone, but it keeps asking me for payment verification. I don’t have a credit or debit card attached to my Apple ID, and I can’t add one at the moment. Is there a way to download apps without having to verify payment information? Any help would be appreciated!

You might not have to add payment details at all to download free apps. To avoid the payment verification pop-up, check if you’ve got the “None” option selected under Payment Method in your Apple ID settings.

Here’s a quick step-by-step guide in case you haven’t tried these steps:

  1. Go to Settings on your iPhone.
  2. Tap on your name at the top.
  3. Select ‘Payment & Shipping.’
  4. If prompted, enter your Apple ID password.
  5. Tap on ‘Payment Method.’
  6. Look for the option that says “None” and select it.

Also, make sure your billing address is completely filled out, even if selecting “None” as the payment method. Sometimes, Apple’s system looks for a valid address, even if no card is linked.

If the “None” option doesn’t show up and you’re still asked for a payment method, you can try creating a new Apple ID specifically for free apps. When setting up the new Apple ID, make sure you choose the “None” payment method when prompted during setup.

In some cases, it may also be related to the way your Apple ID was created. Apple sometimes forces users to add payment information if the account was initially made with a specific setup, like during the purchase of an app or service that requires payment details.

Don’t forget to double check if there’s any pending balance on your account. If you owe money, Apple blocks downloads—free or not—until the balance is cleared.

Remember, these steps can help you avoid unnecessary payment verification prompts. Use them wisely!

Also, another way you can avoid these verification prompts! Try setting up Family Sharing under someone who has a valid payment method linked. This way, the family organizer handles the payment info, and you can download free apps without needing to add payment info yourself. Just ensure that the ‘Ask to Buy’ feature is disabled for your account, which might require approval for every download depending on your age settings.

Let’s dive into something else: check your age setting! If your Apple ID is registered as under 18, there might be restrictions prompting for payment verification with every download. Changing your birth date in your Apple ID information (if you’re indeed over 18) could fix it—heads up, you might need to contact Apple Support for this.

Also, using a PayPal account set to ‘None’ under the payment method but linked for occasional purchases could be a workaround without needing an actual credit card.

Lastly, if all else fails, reset your device settings, not data, might help. Go to:
Settings > General > Reset > Reset All Settings.

Resetting might clear any hidden settings that enforce payment verification. Ah, be sure of your passwords, WiFi info, and personalized settings as this clears all.

Stay savvy and good hunting for those free apps!